How to avail loan using CreditLinks?

CreditLinks provides two main services:

  1. Business Loans, and,
  2. Personal Loans

Based on the user’s personal and financial details, it matches them with suitable loan offers from various lending partners. The platform helps users compare, choose, and apply for loans quickly and conveniently.

  1. Click on Lending and Insurance option in sidebar and then select CreditLinks option.

Lending Insurance Screen

  1. Then, click on the Go to CreditLinks Portal option to redirect to the CreditLinks webpage

CreditLinks Redirection Screen

1. How to avail Personal Loan?

Step 1: Select Personal Loans option

  • Click on Personal Loans option within CreditLinks webpage

Personal Loan Option Screen

Step 2: Start Registration for Personal Loan

  • Choose Language: Hindi or English.
  • Enter your Mobile Number and First Name.
  • Tap Continue.
  • Enter the OTP received on the mobile number enterred.

Personal Loan Registration Screen

Step 3: Enter Personal Details

  1. Personal Info:
    • First Name, Last Name
    • PAN Number
    • Birth Date
  2. Contact Information:
    • Email Address
    • Mobile Number
    • PIN Code
    • City

Personal Loan Input Details Screen

Step 4: Select One of the Available Loan Offers

  • Check loan offers available from lenders like ICICI, CASHe, LendingKart, etc., based on customer eligibility
  • View maximum amount and tap Details for more info.
  • Tap APPLY on your preferred lender.

Personal Loan Available Options Screen

Step 5: Finalize Application

  • Review details & complete any payment.
  • Submit final loan application.

2. How to avail Business Loan?

Step 1: Select Business Loans option

Click on Business Loans option within CreditLinks webpage.

Business Loan Option Screen

Step 2: Start Registration for Business Loan

  • Choose Language: Hindi or English.
  • Enter your Mobile Number and First Name.
  • Tap Continue.
  • Enter the OTP received on the mobile number enterred.

Business Loan Registration Screen

Step 3: Enter Personal Details

  1. Personal Information:
    • First Name
    • Last Name
    • Gender
    • PAN Number
    • Birth Date
  2. Contact Information:
    • Email Address
    • Mobile Number
    • City
    • State
    • Residence Type
  3. Employment Details:
    • Select Employment Status
    • Input Desired Loan Amount
    • Choose Communication Preference i.e SMS/Email/Both
    • Click on Continue to proceed further.

Personal Details Input Screen

Business Details Input Details Screen

Step 4: Fill in the GST Number Detail

  1. For customers with no GST Number, click on NO for getting personal loan within the Business Loan Category

Self Employed Business Loan

  1. For customers with GST Number, click on Yes and enter the GST Number.

Step 5: View & Select from Available Loan Offers

  • Check loan offers available from lenders like ICICI, CASHe, LendingKart, etc., based on customer eligibility
  • View maximum amount and tap Details for more info.
  • Tap APPLY on your preferred lender.

Business Loan Available Option Screen

Step 6: Finalize Application

  • Review details & complete any payment.
  • Submit final loan application.