How to buy Vehicle Insurance via Harita?

What are the Vehicle Insurance Services provided by Harita?

• Harita Insurance provides comprehensive private car and two wheeler (bike) insurance policies for the owner-driver within their vehicle insurance services.

• Policies can be enhanced with optional add-ons like Zero Depreciation, Roadside Assistance, Engine Protector, and Return to Invoice, allowing you to customize coverage to your specific needs.

How to proceed to Harita Vehicle Insurance Page?

Step 1: Go to Lending & Insurance Section

Navigate to Lending & Insurance section in the side menu within the portal. Then, click on Harita 2-wheeler Insurance option.

Step 2: Register Email (One-Time Only)

You must update your email address, if you have not provided it before on this app.

Step 3: Go to Harita Vehice Insurance Page

Click on “Buy Insurance” option to navigate to the Harita Vehicle Insurance page.

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How to Buy Two Wheeler (Bike) Insurance?

Step 1: Select Two Wheeler Option

Start Booking Bike Insurance by selecting the “Two Wheeler” option

Step 2: Enter Bike Registration Number

Start by entering the Vehicle Registration Number and click on View Plans.

Step 3: Enter Bike Details

1. Fill out the following fields:
   • Make and model of the bike
   • Variant of the vehicle
   • RTO Location
   • Date of Registration
   • Policy Type: Choose between Comprehensive (1OD + 1TP) or other options
   • Previous Policy Details Known? Yes / No
   • Is it a used vehicle? Yes / No
   • Full Name
   • Mobile Number
2. Click on Get Quote.

Step 4: View Available Policy Plans

Compare the available policy plans shown based on your vehicle details. Choose one of the plans by clicking the “Buy Now” button.

Step 5: Complete CKYC Verification and Review Plan Summary

1. Fill in the CKYC verification form:
   • Customer Type: Select Individual or Corporate
   • Full Name
   • PAN Number
   • Date of Birth
   • Gender
   • ID Type: Select from dropdown
2. Review Plan Summary Confirm these details and make sure all details are accurate before moving forward:
   • Policy Type
   • Basic Cover Breakdown
   • Add-On Covers
   • Total Premium

Step 6: Complete Payment

Proceed to payment using available online payment options to finalize and purchase the policy.

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How to Buy Private Car Insurance?

Step 1: Select Private Car Option

Start Booking Car Insurance by selecting the “Private Car” option.

Step 2: Enter Car Registration Number

Start by entering the Vehicle Registration Number and click on View Plans.

Step 3: Enter Car Details

1. Fill out the following fields:
   • Make and model of the car
   • Variant of the vehicle
   • RTO Location
   • Date of Registration
   • Policy Type: Choose between Comprehensive (1OD + 1TP) or other options
   • Previous Policy Details Known? Yes / No
   • Is it a used vehicle? Yes / No
   • Full Name
   • Mobile Number
2. Click on Get Quote.

Step 4: View Available Policy Plans

Compare the available policy plans shown based on your vehicle details. Choose one of the plans by clicking the “Buy Now” button.

Step 5: Complete CKYC Verification and Review Plan Summary

1. Fill in the CKYC verification form:
   • Customer Type: Select Individual or Corporate
   • Full Name
   • PAN Number
   • Date of Birth
   • Gender
   • ID Type: Select from dropdown
2. Review Plan Summary Confirm these details and make sure all details are accurate before moving forward:
   • Policy Type
   • Basic Cover Breakdown
   • Add-On Covers
   • Total Premium

Step 6: Complete Payment

Proceed to payment using available online payment options to finalize and purchase the policy.

Key Points to Remember

• Ensure correct registration number to get accurate quotes.
• Always verify CKYC details before submission.
• Review IDV and coverage options before making payment.
• Keep a screenshot or PDF of the quote or policy for future reference.